How Misdemeanors and Felonies Impact Life Insurance
What happens if the inmate dies while in prison? Do they have life insurance to help their family raise their children? Can they buy life insurance, or is it too late?
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What Are Life Insurance Table Ratings?
Got a table rating on your life insurance coverage? This blog will walk you through your rating, and tell you how it affects your final price.
What Is a Substandard Risk in Life Insurance?
If there are certain factors that place you outside the normal range of risk the insurance company typically insures, you may be considered substandard. In this post, we explain what a substandard risk class means for your life insurance pricing.
How to Save Age on Life Insurance and Save Money
In this post, we explain what it means to save age on your life insurance policy and how it could save you money on the long run.
A Guide to Life Insurance Replacement
Here we talk about reasons why you may want to replace a life insurance policy, things to think about, and how life insurance replacement works.
How Much Does Weight Impact Life Insurance Rates?
Does your BMI have an impact on your term life insurance rates? Your weight and overall health do matter. Here’s what you need to know.
What Is a Life Insurance Premium?
In this post, we explain what a life insurance premium is and how it’s determined.
Insurance Broker vs Agent: How They Differ and Which Is Best
In this post, we explain the differences between insurance brokers and agents.
Life Insurance for Pilots: What You Need to Know
Whether you fly for fun or for your profession, being a pilot can be risky work. Learn everything you need to know about life insurance for pilots.
When Should I Get Life Insurance? A Guide to Find the Answer
Is there a perfect time to buy life insurance? In this post, we explain how age plays a part, but where you are in life is what really matters.
The Basics of Family Business Succession Planning
In this post, we discuss why succession planning is imperative to ensure your business runs successfully even if you’re no longer part of it.
5 Dangerous Hobbies & How They Impact Life Insurance
In this post, we discuss the top five most common “risky” hobbies that life insurance underwriters see.
Do You Pay Life Insurance Monthly or Annually? Does It Really Matter?
You have a choice: monthly versus annual life insurance premiums. Which should you choose? Here’s what you need to consider.
The Consequences of Lying on a Life Insurance Application
In this post, we discuss why it’s not a good idea to lie on your life insurance application.
What is a Contingent Beneficiary? How Does It Impact Life Insurance?
Your life insurance policy’s primary beneficiary is the person(s) who will receive the death benefit. Naming contingent beneficiaries is important too, however. In this post we explain why and the differences between primary and contingent beneficiaries.