What Is the Medical Information Bureau (MIB)?
When applying for life insurance, you may come across the acronym MIB. This is the Medical Information Bureau. Here we describe what it is and how it affects you.
Life Insurance
Learn more about life insurance with Quotacy’s expert-written and reviewed articles. From advice and tips to the difference between insurance types, we’ve got you covered. Explore insurance options, learn how to buy a policy, and read about what policy owners should know.
Life Insurance and Marijuana: What Applicants Need to Know
In this post, we explain how marijuana use can impact life insurance rates.
How to Get Life Insurance for Self-Employed Individuals
In this post, we discuss life insurance options for people who are self-employed and why it’s important to get a policy.
Life Insurance With High Blood Pressure: Buyer’s Guide
In this post, we discuss how high blood pressure (hypertension) may affect your life insurance rates and what you can expect when applying.
Irrevocable Life Insurance Trusts (ILIT) Explained
In this post, learn how trusts work and why an irrevocable life insurance trust, in particular, is beneficial for estate planning.
The Importance of Life Insurance for Single Parents
Life insurance is essential for single parents. Your children depend on you to protect them even if you are no longer able to provide for them.
5 Types of Power of Attorney: What They Are and When to Use Them
What are your health care wishes? Have you written them down? Have you appointed anyone to make your medical decisions if you are unable? Here we explain what a healthcare power of attorney is and the importance of having one.
Things the Owner of a Life Insurance Policy Should Know
Life insurance policy ownership can come with a lot of questions. Learn what it means to own life insurance, who it’s for, and other important considerations.
How to Find Out if Someone Has Life Insurance
If you’re unsure if your loved one owned life insurance, we share some ways in which you can find out.
Is Life Insurance Taxed for Policy Owners or Beneficiaries?
While life insurance is typically safe from taxes, there are situations when the payout of a policy will be subject to income or estate tax – we’ll walk you through the nitty gritty details.
Dividend-Paying Whole Life Insurance Explained
In this post, we explore what whole life insurance dividends are and how they can be used.
Understanding the Limited-Pay Life Policy: Pros & Cons
In this post, learn what a limited-pay whole life insurance policy is and if it makes sense for you and your family.
Life Insurance for Smokers: Rates & Eligibility
Whether you use tobacco, nicotine, or marijuana products, chances are you can still get life insurance coverage.
30-Year Term Life Insurance: Policy Options & Costs
In this post, we talk about when a 30-year term policy makes sense and how much it costs.
Preparing for Retirement: 11 Steps to Secure Your Future
This guide will help you make retirement goals and set yourself on the right path to meet them.