Life Insurance for Young Adults
In this post, learn why buying life insurance at a young age can be incredibly beneficial and cost-saving in the long-run.
Life Insurance
Learn more about life insurance with Quotacy’s expert-written and reviewed articles. From advice and tips to the difference between insurance types, we’ve got you covered. Explore insurance options, learn how to buy a policy, and read about what policy owners should know.
Can You Have More Than One Life Insurance Policy?
Purchasing multiple life insurance policies with different amounts and term lengths is a great strategy known as laddering. Here we explain why and when this may be a good option for you.
Can You Use Life Insurance While Alive?
In this guide, we’ll explain different ways to access life insurance while living, including pros and cons of each option.
Return of Premium Rider: What It Is & How It Works
A return of premium policy is a type of term life insurance in which you are refunded your premiums if you outlive your policy. In this post we explain how this policy works and how much it costs.
What Happens to My Debt When I Die?
What happens to your debts after your death? It often becomes your heirs’ responsibility. In this post, we explain how life insurance can financially protect your loved ones from debt you leave behind.
What Is a Life Insurance Broker?
What is a life insurance broker? Here we talk about what a life insurance broker is and the benefits of applying through one.
15 Essential Financial Questions to Ask Before Marriage
Getting married? Here are the important finance questions you should ask your partner before the big day.
How Misdemeanors and Felonies Impact Life Insurance
What happens if the inmate dies while in prison? Do they have life insurance to help their family raise their children? Can they buy life insurance, or is it too late?
What Are Life Insurance Table Ratings?
Got a table rating on your life insurance coverage? This blog will walk you through your rating, and tell you how it affects your final price.
What Is a Substandard Risk in Life Insurance?
If there are certain factors that place you outside the normal range of risk the insurance company typically insures, you may be considered substandard. In this post, we explain what a substandard risk class means for your life insurance pricing.
How to Save Age on Life Insurance and Save Money
In this post, we explain what it means to save age on your life insurance policy and how it could save you money on the long run.
Borrowing From Life Insurance: How It Works & When to Borrow
If you have cash value life insurance, you have the option to borrow against it. But should you? In this post, we explain how policy loans work.
A Guide to Life Insurance Replacement
Here we talk about reasons why you may want to replace a life insurance policy, things to think about, and how life insurance replacement works.
How Much Does Weight Impact Life Insurance Rates?
Does your BMI have an impact on your term life insurance rates? Your weight and overall health do matter. Here’s what you need to know.
What Is a Life Insurance Premium?
In this post, we explain what a life insurance premium is and how it’s determined.