Life Insurance Risk Classes for Cigarette Smokers
If you smoke cigarettes and apply for life insurance, you’ll be given a Tobacco risk class. In this post, we explain what that means and how it can affect your policy premiums.
Pre-Existing Conditions
Explore articles to learn whether or not your pre-existing condition will affect your life insurance pricing.
How Do Electronic Cigarettes Affect Life Insurance Rates?
E-cigarettes are one of the fastest growing trends in the tobacco industry. How do they affect the life insurance industry?
Childhood (Pediatric) Cancer and Life Insurance
Life insurance options are hard to come by with cancer. However, coverage via a child rider, is a possibility even if your child is still in treatment.
Does GERD Affect Life Insurance Rates?
Depending on the severity of your gastroesophageal reflux disease (GERD), your life insurance rates may be affected by it. Here’s what you need to know about GERD and life insurance.
How Do Smoking Cessation Products Affect Life Insurance Rates?
Are you using cessation products to quit smoking? There are ways for you to get great non-smoker prices on life insurance.
Can I Save Money on Life Insurance if I Lose Weight?
Thinking about losing weight before buying life insurance? Read this blog post first.
Does Crohn’s Disease Affect Life Insurance Rates?
The life insurance industry views Crohn’s disease as a risk and your costs may be affected by it, but Quotacy agents are experts at working with clients diagnosed with Crohn’s. Here’s what you need to know.
How Organ and Tissue Transplants Can Affect Buying Life Insurance
If you have had an organ or tissue transplant, there are a number of factors that will be considered when applying for life insurance. Here we talk about different types of transplants and how they are viewed in the life insurance industry.
Can Having Preeclampsia Affect Buying Life Insurance?
May is Preeclampsia Awareness Month. Preeclampsia is a medical condition that can affect both the pregnant mother and her fetus. This post discusses who is at risk, its symptoms, and how it can affect insurability.
Allergies and Life Insurance
Allergies are the pits. Not just because of the sniffles, but because they can affect insurance prices too. We’ll break it down in this blog post.